Business finance
Acquire the equipment now. Pay for it out of what it earns you.
Fund the equipment, vehicles and technology your business runs on — without tying up working capital.
Asset & Equipment Finance
Buying equipment outright takes cash out of the business at exactly the moment you need it working. Asset finance spreads the cost across the life of the asset, so the equipment is earning while it is being paid for.
We fund plant and machinery, commercial vehicles, office and IT hardware, and energy and green technology — new or used, from a dealer or private sale.
Typically suited to
- Replacing ageing plant without a capital drawdown
- Scaling a fleet ahead of a contract win
- Refreshing IT and office technology on a predictable cycle
- Funding solar, batteries and efficiency upgrades
Common questions
Asset & Equipment Finance, answered
- What is asset and equipment finance?
- Asset and equipment finance is a facility that funds the purchase of a specific business asset, with the asset itself supporting the arrangement. The business gets use of the equipment immediately and repays over an agreed term, rather than paying the full cost upfront.
- Can I finance used equipment?
- Yes. Used assets can be financed, including private-sale purchases. Term and structure typically reflect the age and expected working life of the asset.
- How long does approval take?
- Straightforward applications are commonly assessed within one to two business days once supporting information is supplied. More complex structures take longer.